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Board of Directors
James M. Hadley, MS, MBA, CBC
Matthew R. Manfra
Vice President, Ocean’s Harbor House
Board of Directors
Vice President for Institutional Advancement, Georgian Court University
Phillip D. Woolfolk
Treasurer, Ocean’s Harbor House
Board of Directors
Managing Director: Main Street Advisory, LLC
and Phillip Speaks, LLC
Keynote Speaker/Coach/Author/Alternative Lender
Christa Segalini
2nd Vice President, Ocean’s Harbor House
Board of Directors
Chief Client Officer, Antenna Group
Lauren Balut
Secretary, Ocean’s Harbor House
Board of Directors
Director, Financial Planning
Hackensack Meridian Health
Karen Ahearn, R.N.
Retired Registered Nurse and
Hospital Administrator
Lawrence Cagliostro
First Vice President,
Senior Financial Advisor
Merrill Lynch, Pierce, Fenner and Smith Inc.
Margarete Ann Heber
Retired U.S. Government
Marie Roselli
Secretary, Ocean’s Harbor House
JAC Property Management
Elaine Schoenfeld
Graduate Gemologist
Co-Owner of Gemsmith
Ketti Schoenfeld
Jewelry Designer
Co-Owner of Gemsmith
President, Ocean’s Harbor House
Board of Directors
Department Chair – Business Studies,
Ocean County College
Professor – Accounting, Business and Economics,
Ocean County College
Adjunct Professor – Accounting and Finance,
Kean University
President & CEO, Pinnacle Business Advisors
Advisory Council
Carole Mack
Conner, Strong & Buckelew, LLC
Sheriff Michael Mastronardy
Ocean County Sheriff’s Office
Ann Marie Baker
Design 446, Inc.

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